THE FASTEST WAY TO COMPARE MI RATES.
The Markets Leading Automated MI Price Comparison Tool
- Get the best available MI Rates for the borrower.
- Avoid paying more in 'lender paid' MI fees than you want.
- Potentially approve more loans.
- Do the right thing for the consumer, improving the customer experience.
THE MIRATES SOLUTION
Our world-class API middleware software solution integrates easily with your LOS. You simply decide where in your loan process you want MIRATES triggered and we will do all the work for you. When MIRATES middleware is triggered, it automatically pulls the risk based pricing parameters out of your Loan Origination System (LOS) , sends the data pints to the nation’s leading Mortgage Insurance firms for pricing, then delivers them how you’d like; in a single easy to read screen dashboard for easy comparison and selection (including a pdf copy sent to your email) - or MIRATES can auto default the lowest rate into your LOS. It is that easy!
BlackFin Group is working with 85% of the leading MI firms who are delivering pricing via our platform.
REPORTING & BUSINESS RULES
Whether you are a lender or MI firm, our reporting tool provides an in depth analysis of your MI trends and success rates. Our reporting tools empower you to make critical decisions about your business and can help balance risk through MI diversification. When also leveraging our business rules capability, your team can manage risk on the fly.
STRENGTHEN YOUR BUSINESS WITH MIRATES
In the spirit of full transparency, and fair lending, BlackFin Group's open market MI pricing engine allows your business to mitigate portfolio risk in real-time and reduce costs. Our world-class, seamless, API integration ensures instantaneous updates. When you maximize profitability and reduce risk, you can pass the savings on to the consumer.